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Terms and Conditions Terms and Conditions
Last updated: 1/22/2026
These Terms and Conditions (“Terms”) govern your use of the website operated by Kelly Ruta International (“we,” “us,” or “our”). By accessing or using this website, you agree to these Terms. If you do not agree, do not use the site.
1. Purpose of the Website
This website provides information about our advisory services, perspectives, and offerings. Content is provided for informational and educational purposes only and is not a substitute for professional, medical, psychological, legal, or financial advice.
2. No Professional Relationship Created
Use of this website does not create a client, therapeutic, coaching, fiduciary, or professional relationship.
Engaging in services requires a separate written agreement. Nothing on this site constitutes diagnosis, treatment, or individualized advice.
3. Eligibility
By using this site, you confirm that you are at least 18 years old and legally capable of entering into binding agreements.
4. Intellectual Property
All content on this site, including text, frameworks, language, graphics, branding, and materials, is the intellectual property of Kelly Ruta International unless otherwise stated.
You may not:
copy, reproduce, distribute, or repurpose content
use material for commercial purposes
represent any content as your own
Written permission is required for any reuse.
5. User Conduct
You agree not to:
misuse or interfere with the website
attempt unauthorized access to systems or data
use the site in a way that violates applicable laws
misrepresent yourself or your intentions
We reserve the right to restrict or terminate access at our discretion.
6. Payments and Services
Any services offered are subject to separate agreements outlining scope, pricing, payment terms, and policies. Information on this site does not guarantee availability, pricing, or outcomes.
All payments are processed through third-party providers. We do not store payment details.
7. No Guarantees
Results vary based on numerous factors beyond our control. We make no guarantees regarding outcomes, business results, personal results, or financial impact.
8. Limitation of Liability
To the fullest extent permitted by law, Kelly Ruta International is not liable for any direct, indirect, incidental, or consequential damages arising from use of this website or reliance on its content.
Use of the site is at your own risk.
9. Third-Party Links
This website may include links to third-party sites. We are not responsible for their content, policies, or practices.
10. International Use
We operate from the United States and serve clients internationally. By using this site, you understand that your information may be processed in the US and that laws may differ from your jurisdiction.
11. Governing Law
These Terms are governed by the laws of the State of [your state], United States, without regard to conflict-of-law principles.
Any disputes will be resolved exclusively in the courts of that jurisdiction.
12. Changes to These Terms
We may update these Terms at any time. Continued use of the site constitutes acceptance of any changes.
13. Contact Information
For questions about these Terms, contact:
Kelly Ruta International
info@kellyruta.com
